Think about this question first: Do you look forward to living the good life after retirement? What is it like? Maybe you have planned on playing games all day, are keen to pack your bag and travel the world, or maybe write a memoir of your own. No matter what your answer is, you should think again about this kind of deferred-life plan, that is, the idea of spending most of your prime years working and saving money, then spending the money during your retirement.

This type of thinking is very common. But this book believes that the reality of your retirement life may not be as good as you expected, and it’s often too late to regain what you have lost. The best outcome for this plan is that you turn into a bald fat guy sitting in a red BMW. This book offers a new way of thinking: like the new rich, you can break down your twenty years of retirement into mini retirement episodes and insert them throughout your whole life span. In doing this, you can begin to enjoy your life and work for many years to come.