Your dream suburb’s out of reach? Don’t panic. You’re not locked out of the property market—just in need of a smarter strategy.
In this episode, Meighan and Veronica unpack three powerful ways to buy your first property sooner, even if you can’t afford to live exactly where you want right now. From rentvesting and using a guarantor to co-ownership, they break down how each option works, the risks to watch for, and how to choose what fits your long-term goals.
You’ll learn the golden rules of rentvesting (and why “investment grade” property matters), when it makes sense to lean on the Bank of Mum and Dad, and how to set up solid agreements if you’re buying with family or friends. They also call out the hidden traps—like government incentives that look generous but can actually cost you long-term growth.
If you’ve been feeling stuck, priced out, or convinced your dream suburb will never happen, this episode is your circuit breaker. You’ll walk away knowing how to get started, make strategic compromises, and build a plan that gets you in the market without giving up on your goals.
Listen now and learn how to buy smart—even when you can’t buy where you want.
Episode Highlights
00:00 – Overcoming the Dream Suburb Dilemma
01:31 – How the PACE System Helps You Plan
03:09 – What Rentvesting Really Means
09:46 – How a Guarantor Can Help You Buy
10:52 – LMI or Guarantor Which Is Better
12:03 – What to Know About Grants and Schemes
14:29 – Pooling Resources Through Co Ownership
15:19 – Getting Legal and Financial Advice
17:42 – Final Thoughts and Next Steps
Mentions
Course Details:
- THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBG
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