Jerremy Alexander Newsome and Dave Conley open by noting half of recent college graduates work jobs that don’t match their degree and entry-level professional work is being cut faster than any prior downturn. They interview 27-year-old New York City HR professional Kathryn Conley, who studied international studies, describes graduating with soft skills plus a distrust of the system, and says she fell into HR partly because the job market was tough. She recounts starting her first job remotely during the pandemic, then relearning workplace norms in-office, and describes paying $3,000 rent for a one-bedroom in Brooklyn and needing early financial planning like a 401(k) or Roth IRA. The discussion argues personal finance isn’t meaningfully taught in school and examines hiring realities, including valuing professional experience and claims that some LinkedIn postings function like “ghost” jobs due to resume volume and employer ghosting.

Timestamps:

• (00:00) Introduction – half of grads underemployed
• (00:20) Meet Kathryn Conley – 27-year-old NYC HR pro
• (01:08) College vs. Career Reality – soft skills and system distrust
• (05:20) Entering the Workforce During COVID – remote first job
• (08:42) Financial Trade-Offs & Cost of Living – $3,000 Brooklyn rent
• (11:46) Why Financial Literacy Isn't Taught – 401(k)s and Roth IRAs
• (14:51) What Actually Gets You Hired – experience over degrees
• (16:49) Ghost Jobs & the Broken Application Process – LinkedIn overload

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