If you want to build a real estate portfolio but are stuck on income documentation or down payment requirements, DSCR loans and zero-down programs might be exactly what you need. Host Jean Mitchell of Trilogy Real Estate sits down with Ben Shores, a mortgage expert at First Community Credit Union with over 25 years of experience, to break down the financing strategies most buyers and investors never hear about.

What you'll learn:

✔️ How DSCR loans work: qualify based on rental income -- not paystubs or tax returns -- making them ideal for real estate investors

✔️ Why keeping your current home as a rental when you move up could be one of the smartest wealth-building moves you make

✔️ How to fund an investment property down payment by pulling equity from your current home, borrowing against your 401k, or cash-out refinancing

✔️ A 100% financing program for everyday buyers: no down payment, no income limits, not restricted to first-time buyers -- and you can come to closing with zero dollars if you get a 3% seller contribution

Ben Shores is a mortgage expert at First Community Credit Union with over 25 years in the lending industry, specializing in strategic mortgage solutions for buyers and real estate investors in Texas.

Connect with Ben:

Phone: 281-798-4712

Email: [email protected]

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