Today we’re talking about what I call the “anti-budget.” If you’ve tried every budget solution under the sun and are still struggling, this episode is for you.
The basic Anti-Budget system is like this:
- Money comes into your account.
- Prioritize bills that are due.
- Automate retirement, savings, or debt paydown goals
- The rest is for you.
If you’re paying yourself, that means that you can choose when to pay yourself and plan which bills come out of each pay period. And remember, most of your due dates can be moved!
If you have an employer and are able to split your paycheck into separate accounts, that’s a really easy way to contribute to your savings goals. If that’s not an option, then do what you can to automatically transfer to savings so that it’s out of sight, out of mind. Adjust the automated transfers as your income changes, and even adjust your goals if needed.
We cover ALL of this in the “Get Your Finance Sh*t Together” self-study course at confidentmoneypodcast.com!
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DISCLAIMER: I am not a financial advisor and this is not financial advice. My podcast is for educational purposes and is my personal opinion only. To make the best financial decision for your situation, please do your own research and if needed, seek the advice of a fee-based, fiduciary.
Music credit: Neon Fairies by Wolves
A Podcast Launch Bestie production
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