It's as you were for the new episode of the Just Williams podcast, as Duncan Williams is joined by John Newsome, fresh from vacation and invigorated by tales of hi-tech luggage handling.

In fact it's a bit of a globe-trotting instalment, as we bounce between commercial and political updates from all over the place, including a prediction about UK interest rates, what's happening at Tesla and the impact of a change of candidate in the US presidential election.

And if that wasn't enough, they managed to crowbar in some industry news, including an intriguing update from the FCA