Routine and emergency veterinary care can be very costly depending on the procedure, illness, or injury. Wendy Krebs, DVM, of Bend Equine Medical Center, in Oregon, explains how preparing for routine expenses and potential emergencies by budgeting can help horse owners achieve financial security in this excerpt from Ask TheHorse Live.   

About the Expert:

Wendy Krebs, DVM, is a partner at Bend Equine Medical Center in Bend, Oregon. She grew up in Western Oregon, where she participated first in 4-H and later in eventing. She graduated from Oregon State University College of Veterinary Medicine, in Corvallis, in 2002 and performed a yearlong equine internship, followed by a four-year American College of Veterinary Surgeons equine surgery residency. Her practice interests include surgery and performance horse care, as well as comprehensive preventive care. She lives on a small working ranch in Tumalo with her husband, two young children, and a bevy of animals, including nine horses. She enjoys riding her Oldenburg mare, Aria, emergency-schedule permitting.