You negotiated your divorce settlement. The paperwork is signed. Everything seems settled.
But what happens if your former spouse suddenly dies or becomes disabled before fulfilling their financial obligations?
In this eye-opening episode, Mardi Winder welcomes divorce financial expert Jeff Landers back to the podcast to discuss one of the most overlooked aspects of divorce planning: protecting spousal maintenance and child support through life and disability insurance. While many people assume the divorce agreement itself provides enough protection, Jeff explains why that isn't always the case and how one unexpected event can completely change your financial future.
Drawing on more than 40 years of experience and over 1,000 divorce cases, Jeff shares why disability insurance is often even more important than life insurance, common mistakes made during divorce negotiations, and practical strategies to help ensure financial obligations are protected throughout the years they are needed. He also explains why these conversations are far easier to have during settlement negotiations than after the divorce is finalized.
This episode highlights:
• Why life and disability insurance are often overlooked in divorce settlements.
• What happens if support payments stop because of death or disability.
• The difference between owning an insurance policy and simply being the beneficiary.
• Why disability insurance may provide even greater protection than life insurance.
• Questions to discuss with your attorney and financial professionals before finalizing your divorce agreement.
About the Guest:
Jeffrey A. Landers is a divorce financial specialist with more than 40 years of combined experience across financial advisory, real estate, mortgage lending, and insurance. He has personally advised on more than 1,000 divorce cases nationwide since 2010 and is widely recognized as one of the leading voices in the country on the financial aspects of divorce. Jeff earned his BA in Psychology from Columbia University and studied law at Pace University School of Law. In 2010, Jeff founded Bedrock Divorce Advisors, LLC, a nationwide divorce financial strategy firm working exclusively with women before, during, and after divorce. Through Bedrock, he built a national practice helping clients and their attorneys work through the financial complexities of asset division, support structuring, and long-term financial planning. He went on to found Divorce House Sense, LLC to focus on helping divorcing homeowners with real estate and mortgage solutions, and then Hello Monthly Income, LLC to address the critical and often overlooked gap in insurance protection during divorce.
Professional credentials and licenses: • Certified Divorce Financial Analyst (CDFA®) • Certified Divorce Lending Professional (CDLP®) • Licensed Life, Disability and Annuity Insurance Agent • Licensed Real Estate Broker • Licensed Mortgage Broker
For Jeff’s gift of Protecting and Creating Income in Divorce, email: [email protected]
To connect:
Website: https://hellomonthlyincome.com/
LinkedIn: https://www.linkedin.com/in/jefflanders/
About the Host
Mardi Winder is a Strategic Divorce Consultant and High-Conflict Divorce Coach who helps high-achieving individuals navigate divorce with clarity, confidence, and control. Drawing on more than 30 years of experience in mediation, divorce coaching and conflict resolution, she supports clients in making smart decisions while reducing emotional and financial fallout, particularly in high-conflict, high-asset and complex divorces. Mardi is the founder of Positive Communication Systems, LLC, and the Strategic Divorce Directory, LLC.
For Mardi’s gift: The Resilience Building Blueprint: A 28-Day Journey To A Stronger You https://www.divorcecoach4women.com/rbb
Connect with Mardi on Social Media:
Facebook - https://www.facebook.com/Divorcecoach4women
LinkedIn: https://www.linkedin.com/in/mardiwinder/
Instagram: https://www.instagram.com/divorcecoach4women/
YouTube: https://www.youtube.com/@divorcecoach4women
Thanks for Listening!
Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.
Do you have feedback or questions about this episode? Leave a comment in the section below!
Subscribe to the Podcast
If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts. You can also subscribe in your favorite podcast app.
Leave an Apple Podcast Review
Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.
