Daraine Delevante, known as the “Credit Hero,” is also an Army vet. Daraine’s beginnings with credit and understanding consumer law did not occur until he came to the United States, from his native country, Jamaica. After joining the military and losing his job, he began his credit journey that took from a 604 (on Credit Karma) to over an 800, multiple times. Daraine has been where you are, especially if you have struggled with bad credit. In this conversation with J Haleem, Daraine takes a deep dive into the basic credit knowledge we all need to know, why it’s important to leave credit education to your children, and why late payments are illegal. NOTE: This episode is being released in a two-part series.