Join our financial planning experts Edward Tomlinson, Head of the Financial Planning team, and Lewis Giaramita, Head of Investments, as they provide an insight into the past 12 months in the investment markets, and what this means for the next year.

The information given and opinions expressed are subject to change and should not be interpreted as investment advice. All data is sourced by IM Asset Management Limited unless otherwise stated. All financial and wealth management services are provided by IM Asset Management Limited. This commentary is intended for advisers and experienced investors only.

Performance is based on net total return, income and capital appreciation over this period. Cumulative returns show the rolling performance of each time period and include the compounding effects of the returns from one time period on the next, whereas discrete performance shows the returns for each time period separately. Prices are calculated NAV to NAV. Past performance is not a guide to the future and it may not be repeated. Source: Bloomberg and where stated.