There are more paths to student loan forgiveness for doctors than almost any other profession.

According to the Association of American Medical Colleges (AAMC), half of newly minted doctors graduate with over $200,000 in student loan debt. But at the same time, there are amazing opportunities for student loan forgiveness for doctors and other medical professionals.

With large loan balances and low salaries during residency (and sometimes during a secondary fellowship), figuring out how to get the loans to zero can be a huge challenge. If you’re one of the unlucky few who graduated with over $500,000 in debt, paying back the loans can seem nearly impossible, especially if you opted for a lower-paying specialty such as pediatrics.

But if you’re a doctor, some upfront work can help you to qualify for partial or complete loan forgiveness, so you can do the work you’re trained to do without the burden of debt.

This is a step-by-step guide to student loan forgiveness for doctors.