{"href":"http://player.captivate.fm/services/oembed?url=http%3A%2F%2Fplayer.captivate.fm%2Fepisode%2F24101e30-63e0-4204-87b3-d55fedb5d3b9","version":"1.0","provider_name":"Captivate.FM","provider_url":"https://www.captivate.fm","width":600,"height":200,"type":"rich","html":"","title":"Episode 206: Financial Peace (Redux)","description":"Back in 2020, Janine and Shannon had a robust conversation about our passion for the budgeting software You Need a Budget (YNAB). Our enthusiasm has not dimmed in the slightest, so we wanted to run it again. \n\nMoney is a source of stress for so many people. One tool that both Janine and Shannon use to help them take the stress out of money and create financial peace is the software You Need a Budget (YNAB). Shannon is a YNAB master! In this episode we discuss YNAB and other strategies for creating financial peace. (And Shannon offers to help any listener who needs help with YNAB!)\n\nDiscussion topics include:\n\n\u2022 The key to Shannon\u2019s financial peace: YNAB (You Need a Budget) software\n\u2022 Rule 1 with YNAB: Give each dollar a job!\n\u2022 How YNAB can help you manage an irregular income by creating a buffer\n\u2022 Budgeting for next month\u2019s expenses\n\u2022 Shannon\u2019s addiction to interacting with her money every day in YNAB (it takes less than 15 minutes!)\n\u2022 Budgeting for annual expenses monthly to eliminate big surprise payments\n\u2022 How YNAB can help create peace in relationships when people share money\n\u2022 Reading a book about YNAB vs trying it out first\n\u2022 How Janine is pairing YNAB and Quickbooks to help her stay on top of her bookkeeping\n\u2022 The peace that comes with being on top of your money\n\u2022 Using Undebt.it to help with debt payoff\n\u2022 How YNAB can help with automatic credit card payments\n\u2022 Shannon\u2019s offer to help out anyone who\u2019s trying out YNAB in our Facebook group\n\u2022 A strategy for creating a buffer so that this month\u2019s income pays next month\u2019s expenses\n\u2022 Making money feel supportive rather than stressful\n\nNote: Since this was recorded two and a half years ago, Janine has achieved the financial peace she sought, thanks to YNAB. She is now debt-free and happily handles four budgets daily. She is grateful for YNAB (and Shannon's YNAB mentorship) literally every day.\n\nVisit the show notes at www.gettingtogoodenough.com for links!","thumbnail_width":300,"thumbnail_height":300,"thumbnail_url":"https://artwork.captivate.fm/cd2e0d56-1e2f-481a-8571-c4663350c6a6/648i5bBT0OJL-jqDq5kKTfH1.png"}