{"href":"http://player.captivate.fm/services/oembed?url=http%3A%2F%2Fplayer.captivate.fm%2Fepisode%2F547cd572-c7a3-4211-aff7-5fb4b70a60c8","version":"1.0","provider_name":"Captivate.FM","provider_url":"https://www.captivate.fm","width":600,"height":200,"type":"rich","html":"<iframe style=\"width: 100%; height: 200px;\" title=\"A 2-Step Plan to Retire in 15 Years | E57 Jeremy Schneider\" frameborder=\"0\" scrolling=\"no\" allow=\"clipboard-write\" seamless src=\"http://player.captivate.fm/episode/547cd572-c7a3-4211-aff7-5fb4b70a60c8\"></iframe>","title":"A 2-Step Plan to Retire in 15 Years | E57 Jeremy Schneider","description":"Investing is complicated\u2026but does it need to be? Starting your investing journey can be super overwhelming especially in this age of information overload: stocks, crypto, FAANG, options, bonds. This brings up the obvious question: what should I invest in?\nPersonally, I want to understand what I am investing in, how it creates its value, and ultimately, what my return will look like. This has led me to today\u2019s guest, Jeremy Schneider.\nJeremy is the Founder of Personal Finance Club. He has a wildly popular Instagram by the same name where he is dishing out simple, unbiased information on how to win with money. Jeremy doesn\u2019t have any get rich quick advice for you today but he will share a simple 2-step plan to retire in 15 years.\nAlong with that you\u2019ll hear his delineation between investing vs speculating, how to easily invest through target date funds, and his experiment about living on a $5 vs $500 daily food budget.\n\u00a0\nKey Takeaways:\n[2:38] Selling RentLinks and hitting financial independence\n[10:21] Why you need to invest, not save, your money\n[13:30] Investing vs speculating\n[16:05] How to figure out which companies to invest in\n[20:19] The cost of actively managed mutual funds\n[26:57] Alternative to mutual funds\u2026index funds\n[31:38] How to easily invest through target date funds\n[38:25] 90/10 rule\n[41:26] 2 step plan to retire in 15 years\n[43:40] Jeremy\u2019s experiment: $5 vs $500 food budget\n[50:48] Starting Personal Finance Club\u00a0\u00a0\n\u00a0\nMentions:\nWhat You Need to Know About Taxes in Your 20s | E39 Sean Mullaney\n\u00a0\nMore of Jeremy:\nWebsite: Personal Finance Club\nInstagram: @personalfinanceclub\nLinkedIn: Jeremy Schneider\n\u00a0\nMore of TSIR:\nFind show notes and more at https://www.tsirpodcast.com/\nFollow us on Instagram at https://www.instagram.com/tsirpod/","thumbnail_width":300,"thumbnail_height":300,"thumbnail_url":"https://artwork.captivate.fm/d1ac03d9-8248-4e87-b928-306c1cff2cd6/cover-art-94-a0yna.png"}