{"href":"http://player.captivate.fm/services/oembed?url=http%3A%2F%2Fplayer.captivate.fm%2Fepisode%2F5a81f887-bfc0-4f85-b533-2bcd8588b7f7","version":"1.0","provider_name":"Captivate.FM","provider_url":"https://www.captivate.fm","width":600,"height":200,"type":"rich","html":"","title":"Debt Free or Die Trying: The Four-Step Process for Digging Yourself Out of Debt (ft. Marcus Garrett)","description":"Welcome back to Don\u2019t Retire... Graduate! This is our first full episode of 2022 and we\u2019re kicking off the new year with an amazing guest. Marcus Garrett is the host of the Marcus Garrett Show and author of Debt Free or Die Trying. He dug himself out of $30,000 in debt and is here to share his experience and debt reduction process with you.\n \u00a0\n In this episode we\u2019ll talk about:\n Being social media-rich but bank account poor \u2013 the financial danger of \u201ckeeping up with the Joneses\u201d\n The four-step process for digging yourself out of debt\n Looking at spending as an addiction\n Paying yourself first instead of saving whatever is left\n Creating habits and good behaviors rather than a strict budget\n The power of automation when paying down debt and building your savings\n Understanding how debt can be used as leverage\n Determining what\u2019s important to you when deciding how aggressive to be in your debt payment strategy\n The pros and cons of leaning on others for accountability\n \u00a0\n For a full transcript of this episode, visit brotmanmedia.com/podcasts.\n Find Marcus's free download here: TheMarcusGarrett.com/salary\n Order Marcus's book here: https://amzn.to/3qeGeE9\n Order Eric's book here: amzn.to/3G2JDvq\n \u00a0\n About Marcus Garrett:\n After surviving the mean streets of the inner suburbs in the Great State of Texas, Mr. Garrett obtained a Bachelor of Arts in Business Administration and work experience as a Certified Internal Auditor, Financial and Data Analyst. As a Senior Millennial, his inflated self-esteem was amplified with participation trophies given to him without merit during his most impressionable years. Somehow he overcame these personal roadblocks to become an award-winning freelance writer on topics ranging from love and relationships to debt and personal finances.\n https://www.themarcusgarrett.com/\n https://www.facebook.com/TheMarcusGarrett\n https://twitter.com/TheMarcusGarret\u00a0\n https://www.instagram.com/themarcusgarrett/\n https://www.linkedin.com/company/themarcusgarrett\nLearn more about your ad choices. Visit megaphone.fm/adchoices","thumbnail_width":300,"thumbnail_height":300,"thumbnail_url":"https://artwork.captivate.fm/e696e870-4e1c-4a39-9b1a-b6414b683fee/dont-retire-graduate-quote-tile.png"}