{"href":"http://player.captivate.fm/services/oembed?url=http%3A%2F%2Fplayer.captivate.fm%2Fepisode%2F80cc221f-7877-46f1-8b76-eaf17b5d0cf2","version":"1.0","provider_name":"Captivate.FM","provider_url":"https://www.captivate.fm","width":600,"height":200,"type":"rich","html":"","title":"Reseda Summit 2026: Sanjay Bhaskar & Tom Parsons (Kinective)","description":"The interview takes place at the Reseda Summit and focuses on Connective\u2019s recent direction. The guests say the company has slowed acquisitions and is now concentrating on integrating what it has already bought and expanding its capabilities.\n\nA major theme is Connective\u2019s work with fintechs that need access to core data. The guests say many credit unions want outside solutions, but those solutions still need to connect quickly and reliably to core systems. They describe Connective\u2019s role as helping fintechs connect without having to build those links on their own.\n\nThey also discuss the current market for point solutions and AI tools. They say many products are very narrow and solve only small problems, which can make it difficult for credit unions and financial institutions to choose what will actually help them. They note that institutions cannot easily buy many separate tools each year, so value and fit matter.\n\nConnective\u2019s platform strategy is another topic. One guest explains that after acquisitions, the company now has three platforms coming together: a REST API platform, a GraphQL-based platform, and another in-house system. He says this gives fintech providers more flexibility in how they connect to Connective and, by extension, to credit unions.\n\nThe conversation also turns to industry consolidation. The guests say they expect continued consolidation among both financial institutions and fintechs, and they question how many smaller companies can remain independent over time. They also say many fintechs have similar ideas, which makes differentiation difficult.\n\nTrust and delivery are described as important in vendor relationships. The guests say people prefer the word \u201cpartner\u201d over \u201cvendor,\u201d but real trust comes from execution, support, and ongoing work after a sale. They say Connective\u2019s broad reach across many institutions helps build that trust and makes it likely that a fintech is already working with one of their prospects.","thumbnail_width":300,"thumbnail_height":300,"thumbnail_url":"https://artwork.captivate.fm/08146b63-da6a-4857-9d87-7b04b75ff526/OTG-Modern3.jpg"}