{"href":"http://player.captivate.fm/services/oembed?url=http%3A%2F%2Fplayer.captivate.fm%2Fepisode%2F870971fc-3045-461c-9041-98eb58e17a73","version":"1.0","provider_name":"Captivate.FM","provider_url":"https://www.captivate.fm","width":600,"height":200,"type":"rich","html":"<iframe style=\"width: 100%; height: 200px;\" title=\"Dave Ramsey is WRONG\" frameborder=\"0\" scrolling=\"no\" allow=\"clipboard-write\" seamless src=\"http://player.captivate.fm/episode/870971fc-3045-461c-9041-98eb58e17a73\"></iframe>","title":"Dave Ramsey is WRONG","description":"What This Episode Is About\nIn this week\u2019s episode, we&#8217;re not holding back when it comes to a very popular, and false, article from Dave Ramsey. We use cold hard math to illustrate exactly why Dave is wrong when he says cash value life insurance policies are a bad financial decision. To be clear, we don&#8217;t have anything against Dave Ramsey, we just can&#8217;t ignore he has his facts wrong in an article that is, unfortunately, frequently shared.\n\nMentioned In This Episode:\n\n* The Dave Ramsey article that inspired this episode\n* How Russ originally resisted the idea of becoming your own banker with whole life insurance policies\n* A breakdown of how the math in Dave Ramsey\u2019s article doesn\u2019t add up\n* How to determine which life insurance policy is best for you and what your coverage amount should be\n\n\nResources:\n\n* https://www.dropbox.com/s/ilarshjh92dsdny/Dave%20Ramsey%20Truth%20about%20life%20insurance.docx?dl=0 (Dave Ramsey&#8217;s original article we reference in the podcast&#8230;)\n* https://www.daveramsey.com/blog/the-truth-about-life-insurance/ (Dave Ramsey&#8217;s rewritten Article)\n* Wealth Without Wall Street Video: https://www.youtube.com/watch?v=z4dGPgGI4-8andfeature=youtu.be (Dave Ramsey is Wrong About Life Insurance (Math Proves It))\n* Wealth Without Wall Street Video: https://www.youtube.com/watch?v=kOP_csCmhAEandfeature=youtu.be (The Truth About Life Insurance According to Dave Ramsey)\n* https://truthconcepts.com/ (Truth Concepts Calculators)\n* http://www.calendly.com/joeyruss/lifereview (Schedule Your Life Insurance Review Session)","thumbnail_width":300,"thumbnail_height":300,"thumbnail_url":"https://artwork.captivate.fm/a750c390-803b-46f4-b7c4-3e2ca5f6cadb/wealth-without-wall-street-podcast-artwork-2000.jpg"}