{"href":"http://player.captivate.fm/services/oembed?url=http%3A%2F%2Fplayer.captivate.fm%2Fepisode%2Fed2faf69-354d-496c-8d5a-ee667112c08d","version":"1.0","provider_name":"Captivate.FM","provider_url":"https://www.captivate.fm","width":600,"height":200,"type":"rich","html":"<iframe style=\"width: 100%; height: 200px;\" title=\"S1:E3 The Pecora Files: If You Can Fog A Mirror\" frameborder=\"0\" scrolling=\"no\" allow=\"clipboard-write\" seamless src=\"http://player.captivate.fm/episode/ed2faf69-354d-496c-8d5a-ee667112c08d\"></iframe>","title":"S1:E3 The Pecora Files: If You Can Fog A Mirror","description":"Steve,\u202fEric,\u202fand\u202fPatrick\u202fhear\u202fWest\u202fVirginia\u202freal\u202festate\u202fappraiser\u202fLori\u202fNoble's\u202ftales\u202ffrom\u202fthe\u202ffront\u202flines as she talks\u202fabout\u202fthe\u202fFederal\u202fGovernment's\u202f1999\u202frepeal of Glass-Stegall via passage of Gramm-Leach-Bliley that was \u201csold\u201d to appraisers to enhance privacy for information to cross state lines. What happened was carnage. Lenders like Countrywide inflicted devastation on communities, and Lori saw real death in the communities she served. It didn\u2019t pay to be an honest appraiser because that meant you\u2019d get no work. Yet, having an honest appraisal remains a crucial part of any mortgage application process.\u202f \n\nIn the second part of this episode, Michael Winston, former Countrywide executive and whistleblower, discusses his\u202feducation and grounding in ethical business practices,\u202fhow\u202fhis\u202fcareer\u202ftook\u202fa\u202fgiant\u202fU-turn\u202fat\u202fCountrywide,\u202fand\u202fthe\u202flonely,\u202fyet important\u202fnobility\u202fof\u202fbeing\u202fa\u202fwhistleblower.\u202f","thumbnail_width":300,"thumbnail_height":300,"thumbnail_url":"https://artwork.captivate.fm/55420fc6-cbe3-40c9-a8f9-655bee89f9b6/e9118c40-77f9-11eb-bfc7-4dfc9d392095.png"}