{"href":"http://player.captivate.fm/services/oembed?url=http%3A%2F%2Fplayer.captivate.fm%2Fepisode%2Fed696427-94b2-4a78-991a-c8a080c46a2b","version":"1.0","provider_name":"Captivate.FM","provider_url":"https://www.captivate.fm","width":600,"height":200,"type":"rich","html":"","title":"Episode 244: We're YNAB Budgeting Coaches","description":"Squee! Janine and Shannon have exciting news to share: We've both completed a training program to earn the certification YNAB Certified Budgeting Coaches. We're very excited to coach people so they can benefit from this unique budgeting methodology and software as we have. This week we talk all about why we love YNAB (You Need a Budget).\n\nDiscussion topics include:\n\n\u2022 We've finished our certification program and are now YNAB Certified Budgeting Coaches\n\u2022 We learned so much!\n\u2022 What's YNAB? It's You Need A Budget, a methodology and software for budgeting. We love it.\n\u2022 How the training program gave us a deeper knowledge of both the methodology and software\n\u2022 How YNAB's Rule Three: Roll with the Punches appeals to the \"good enough\" in us!\n\u2022 The baked-in expectation that you will change things in your YNAB budget\n\u2022 A key component of YNAB: You budget only money that you have\n\u2022 The similarities between YNAB and an envelope system of spending\n\u2022 A major YNAB goal: Get out of the paycheck-to-paycheck cycle\n\u2022 The peace of mind YNAB has given Janine while she and her husband plan the financial implications of his retirement\n\u2022 How YNAB is helpful for people with lower and higher incomes (and everyone in between)\n\u2022 How YNAB is useful for both getting out of debt and saving money\n\u2022 The two-person virtual YNAB retreat that Shannon and Janine are planning\n\u2022 The joy of having a new focus\n\u2022 Shannon's 20th anniversary as a life coach!\n\u2022 Our plan to talk about YNAB monthly in this podcast\n\u2022 The freedom of having clarity around your finances\n\nVisit the show notes at www.gettingtogoodenough.com for links!","thumbnail_width":300,"thumbnail_height":300,"thumbnail_url":"https://artwork.captivate.fm/cd2e0d56-1e2f-481a-8571-c4663350c6a6/648i5bBT0OJL-jqDq5kKTfH1.png"}