Health insurance can be confusing, but understanding your options is the first step toward making confident healthcare decisions.

Whether you're exploring Affordable Care Act (ACA) Marketplace coverage or wondering if you qualify for financial assistance, knowing your options can help you make informed choices for yourself and your family.

Finding the right coverage means looking beyond the monthly premium to consider your healthcare needs, preferred doctors, and budget.

Join host Amanda Reed Myers as she welcomes back Chelsey Hogan, Owner and CEO of CHI Insurance Agency, for Part 2 of their conversation. Together, they simplify the Affordable Care Act, explore Marketplace health insurance options, explain how subsidies work, and discuss the value of trusted guidance when navigating your coverage.

Health literacy and education are woven into Live4It's mission of empowering you to take an active role in your health and well-being. Through our Value Preventive Health pathway, we encourage you to build your knowledge, understand your healthcare options, ask questions, make informed decisions, and confidently advocate for your health.

In This Episode, You'll Learn:

• Understanding the ACA: What the Affordable Care Act is, how Marketplace insurance works, and the consumer protections it provides.
• Exploring Your Coverage Options: Who may be eligible for Marketplace coverage and what to consider when choosing a plan.
• Understanding Subsidies: How premium tax credits can help lower monthly insurance costs and what factors influence eligibility.
• Why Your Income Matters: How household income, tax information, and reporting changes can affect your financial assistance.
• Coverage for Your Family: How household members and dependents influence coverage decisions, including possible eligibility for Medicaid or PeachCare.
• Choosing Coverage That Fits: Why provider networks, doctors, hospitals, deductibles, out-of-pocket costs, and monthly premiums all matter.
• The Value of Trusted Guidance: How a knowledgeable insurance broker can help you better understand your benefits, compare options, and navigate changes throughout the year.

Meet Our Guest: Chelsey Hogan

Chelsey Hogan is the Owner and CEO of CHI Insurance Agency and has been helping individuals and families navigate insurance since 2008.

A graduate of the University of Georgia with a degree in Risk Management and Insurance, Chelsey has built her career around one simple goal: making insurance easier to understand. She specializes in Medicare, individual and family health insurance, life insurance, supplemental coverage, and Social Security education.

Chelsey believes the best client relationships start with listening. She takes the time to understand each person’s situation, explain their options clearly, and help them feel confident in the decisions they make.

At CHI, she is passionate about creating an agency that feels personal, educational, and dependable for both clients and agents.

Outside of work, Chelsey enjoys spending time with her husband, Jason, and their two daughters, Olivia and Amelia.

Her philosophy is simple: Making Insurance Make Sense.

And one last thing: rumor has it, Chelsey and Batman have never been seen in the same room.

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Disclaimer

The materials and information presented and contained within this presentation are solely the property of Health One Alliance, LLC. The opinions of the individuals in this program are intended for general information only, and do not, and are not intended to reflect the opinions of Health One Alliance, LLC, nor constitute medical advice and should not be used for the purposes of diagnosing, recommending, or treating any illness or injury nor replacing professional medical care. Please see your health care provider if you have a health problem.