Welcome to a special live episode of Fintech Mavericks 🎙️ recorded at Money20/20 Las Vegas. Hosts Nicole Casperson and Drew Glover sit down with Garima Shah, Co-Founder & President of Biller Genie, to unpack one of the least glamorous but most critical problems in finance: getting small businesses paid on time. Garima shares how Biller Genie cuts payment cycles from 47 to 50 days down to about a week, why 64 percent of SMEs dealing with delayed payments is a real threat to survival, and how one tribal utility collected $400K of tiny overdue invoices in 24 hours once the product went live.

Garima breaks down Biller Genie’s partnership-driven growth with major banks and processors, their sub-5 percent attrition, and why they have effectively no customer acquisition cost. She also goes deep on bootstrapping vs fundraising, saying no to bad deals, building a culture where people openly own their mistakes, and using personal SWOTs and a clear “zone of genius” to avoid burnout. If you care about profitable, hype free fintech, this one is a blueprint.

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Follow the hosts:

🔹 Nicole Casperson: https://www.linkedin.com/in/nicole-casperson-0820a5133

🔹 Drew Glover: https://www.linkedin.com/in/drewbailerglover/