Artwork for podcast Five Year You
Encore: How To Get Rich
Episode 13816th September 2026 • Five Year You • Andrew Dewar and Catherine Collins
00:00:00 00:28:44

Share Episode

Shownotes

Ready to go deeper? Work with me here:

https://fiveyearyou.com/coaching/

If you’ve been working hard but still feeling financially stuck… like wealth is available to everyone except you… like wanting more money somehow makes you selfish or materialistic—this episode is for you.

Because here’s the truth:

Getting rich is not only about earning more money.

And more importantly… lasting wealth begins with changing how you think, choose, and act.

💭 What This Episode Covers

  • What “being rich” can mean beyond a number in your bank account
  • How your beliefs about money influence your financial decisions
  • Why wealth requires both mindset and practical action
  • How to move from scarcity toward possibility
  • Why your habits matter more than quick fixes
  • How to build a richer life on your own terms

🚨 Why Building Wealth Can Feel So Difficult

  1. You Inherited Your Money Beliefs
  2. Many of your beliefs about money were formed before you were old enough to question them.
  3. You may have learned that money is hard to earn, wealthy people are greedy, or financial security is not available to people like you.
  4. 👉 Result: You may unconsciously resist the very wealth you say you want.
  5. Scarcity Keeps You Focused on Survival
  6. When you are worried about not having enough, your attention narrows.
  7. Long-term planning becomes difficult because your energy is focused on getting through today.
  8. 👉 Result: Urgent choices repeatedly replace intentional ones.
  9. You Expect One Big Break
  10. Wealth is often presented as the result of a lucky investment, sudden opportunity, or overnight success.
  11. In reality, meaningful financial change is usually built through consistent decisions over time.
  12. 👉 Result: You overlook small, repeatable actions while waiting for something dramatic to happen.
  13. Your Definition of Rich May Not Be Yours
  14. You may be chasing a lifestyle based on comparison, status, or someone else’s idea of success.
  15. But more money does not automatically create peace, freedom, or fulfillment.
  16. 👉 Result: You can pursue wealth endlessly without ever feeling wealthy.

😞 The Emotional Cost of Financial Scarcity

When you believe there will never be enough, it creates:

  • Fear
  • Shame
  • Envy
  • Helplessness
  • Constant pressure
  • Distrust in yourself

You may avoid looking at your finances because the numbers feel overwhelming.

You may judge yourself for past decisions.

You may believe your current situation defines what will always be possible for you.

And the worst part?

👉 Scarcity can convince you that you have no choices before you have explored what could change.

⚠️ The Hidden Danger

When wealth becomes something you chase from fear, it can lead to misaligned choices.

Examples:

  • Pursuing quick-money promises without understanding the risks
  • Overspending to appear successful
  • Remaining in work that damages your well-being because money feels unsafe
  • Comparing your beginning to someone else’s established success
  • Believing a higher income will automatically solve every emotional struggle

👉 Money can expand your options, but it cannot replace clarity, self-worth, or purpose.

🔑 The Truth You Need to Hear

Wanting money does not make you greedy.

Wanting stability does not make you shallow.

Wanting more freedom does not mean you are ungrateful.

  • You are allowed to desire abundance
  • You can learn new financial skills
  • Your past choices do not determine your future
  • Small changes can create powerful momentum
  • Wealth can support a meaningful and generous life

👉 You do not have to feel ashamed of wanting more—you simply need to know what “more” is for.

🔄 What Getting Rich Actually Means

Getting rich is not only about accumulating money.

It may mean having control over your time.

Feeling safe enough to rest.

Being able to support the people you love.

Creating choices where you once felt trapped.

Living without constantly fearing the next expense.

Wealth is both what you build and what that stability allows you to experience.

👉 Becoming rich begins with defining a life that feels abundant to you.

🛠️ How to Shift Out of the “Scarcity” Mindset

  1. Define Your Version of Rich
  2. Ask yourself:
  3. What would financial freedom allow me to do?
  4. How much is enough for the life I actually want?
  5. Am I pursuing wealth—or someone else’s image of it?
  6. A clear definition gives your financial goals meaning.
  7. Examine Your Money Story
  8. Notice the beliefs you repeat about wealth.
  9. Do you believe money always disappears?
  10. That earning more requires suffering?
  11. That you are simply “bad with money”?
  12. Question whether those beliefs are facts or stories you learned.
  13. Know Your Numbers
  14. Look honestly at what comes in, what goes out, what you owe, and what you are building.
  15. Awareness may feel uncomfortable, but avoidance makes change nearly impossible.
  16. 👉 You cannot intentionally change what you refuse to see.
  17. Build Wealth Through Consistency
  18. Focus on repeatable actions instead of dramatic promises.
  19. Spend intentionally.
  20. Save regularly.
  21. Learn before investing.
  22. Increase your skills.
  23. Look for responsible ways to grow your income.
  24. Small actions become powerful when they are repeated.
  25. Create Value and Take Aligned Action
  26. Ask yourself:
  27. What problems can I help solve?
  28. What skills can I strengthen?
  29. Where can I contribute more value?
  30. What opportunity have I been afraid to pursue?
  31. Wealth often grows when you pair belief in possibility with useful action.

💡 Key Takeaway

Getting rich is not about wishing harder or proving your worth.

It is about understanding your beliefs, facing your current reality, developing valuable skills, and making intentional choices over time.

Money is a tool.

It can create freedom, generosity, security, and possibility—but only when you decide what you want it to support.

👉 Wealth begins when your mindset, habits, and actions start moving in the same direction.

✨ Glimmers from This Episode

  • Looking at your finances with curiosity instead of shame
  • Saving a small amount and recognizing that it still counts
  • Discovering a skill that could create new opportunities
  • Realizing that a rich life can include peace, time, and meaningful connection

💬 Final Thought

You do not need to become someone else to create wealth.

You need honesty about where you are.

Clarity about where you want to go.

And the courage to keep taking the next responsible step.

A richer life is rarely created in one extraordinary moment.

It is built through ordinary choices made with intention.

If this episode resonated with you, share it with someone who needs this reminder 💫

Chapters

Video

More from YouTube

More Episodes
138. Encore: How To Get Rich
00:28:44
137. Encore: How To Restart Your Life
00:29:08
136. Encore: How to Build Your Coping Skills
00:27:44
135. Encore: Is the Law Of Attraction a Real Thing?
00:26:41
134. Encore: The Power Of Looking for Evidence
00:26:03
133. Encore: The Lost Art Of Vulnerability
00:31:23
132. Encore: What To Do When You’re Feeling Behind
00:31:09
131. Encore: Redefining Success On Your Own Terms
00:34:31
130. Encore: How To Feel Your Feelings: A Practical Guide for Beginners
00:31:19
129. Encore: Are Expectations Destroying Your Relationships?
00:32:56
128. Encore: The Art of Finding Your Daily Joy
00:29:36
127. Encore: How to Train Your Brain for Optimism - Best Case Scenarios
00:28:02
126. Sympathy or Solutions - Re-Release
00:29:37
125. The Power of Contrast - Re-release
00:28:21
124. Who is Holding You Back? - Re-release
00:26:13
123. The Secret of Life - Re-Release
00:29:36
122. How To Love Yourself - Re-Release
00:30:21
121. How To Add More Whimsy To Your Life
00:22:49
120. Why You Don't Feel Good Enough
00:25:14
119. How to Overcome Setbacks - Re-Release
00:27:50
118. How To Handle Jealousy
00:23:53
117. Why You Sabotage Good Things
00:25:28
116. Why You Feel Behind in Life (and What's Really Going On)
00:24:16
115. How to Take Ownership of the New You
00:23:06
114. How To Know When You Are On The Right Path
00:23:16
113. How To Set Boundaries
00:29:16
112. How To Stop Anxiety Fast
00:20:45
111. How To Stop Spiraling
00:27:57
110. How to Grow When No One Supports You
00:24:47
109. When Growth Hurts: How To Stay Consistent
00:28:43
108. The 5 Habit Categories of Your Future Self
00:29:01
107. How Habits Shape Your Identity
00:22:20
106. How To Decide Who You Are
00:29:53
105. How To Reinvent Yourself (Without Blowing Everything Up)
00:27:23
104. Why Starting Over Feels So Scary
00:28:25
103. Why You Feel Like You’re Outgrowing Your Life
00:25:08
102. Why Resolutions Don’t Stick
00:23:54
101. How to Stop Taking Rejection Personally
00:27:04
100. How to Reset After a Bad Day
00:26:13
99. How to Enjoy Christmas This Year
00:25:42
98. How To Feel Less Lonely
00:25:55
97. Why Your Life Feels Boring All of a Sudden
00:25:30
96. How to Make People Like You
00:23:53
95. How to Protect Your Peace
00:30:46
94. When Growth Feels Exhausting
00:27:57
93. How To Have More Fun
00:25:23
92. How to Find Hope Again
00:24:04
91. How to Stop Being a Control Freak
00:21:51
90. How To Calm Down Fast
00:21:51
89. How to Find Joy in the Ordinary
00:27:02
88. How to Stop Overthinking
00:22:57
87. How to Settle Arguments Fairly
00:29:06
86. Afraid of Making The Wrong Choice
00:28:59
85. Feeling Like I'm Failing
00:25:41
84. The Rules Are Fake
00:26:14
83. How To Make Friends As Adults
00:27:54
82. How To Manage Anger
00:21:02
81. The Layers of Life: A Guide to Living Life With Purpose
00:26:33
80. How To Be Your Best Friend
00:27:25
79. How To Save More Money
00:29:44
78. 5 Things That Will Make You Wealthy
00:25:34
77. How to Solve Money Problems
00:29:18
76. How to Feel Worthy of Wealth
00:26:49
75. How To Stop Being Scared Of Money
00:27:41
74. How To Deal With Uncertainty
00:29:17
73. How To Start Improving Your Self
00:25:51
72. How To Deal With Disappointment
00:25:13
71. How to Stop Procrastinating
00:29:44
70. How We Lost 50 Lbs
00:36:04
69. Not Feeling Ready
00:24:53
68. How To Find Hope
00:26:43
67. Healing Isn't Always Pretty
00:27:16
66. Overcoming Setbacks
00:28:37
65. How To Find More Time
00:27:35
64. How to Constantly Improve Yourself
00:26:13
63. Courage over Comfort
00:28:18
62. How to Detach from Outcomes
00:27:48
61. How to Move On
00:29:41
60. Breaking The Cycle
00:33:46
59. Selfish Is Good
00:30:03
58. You Are Not Starting Over
00:32:04
57. How To Build Trust
00:35:17
56. Expression Not Depression
00:29:10
55. Leaving a Legacy
00:29:12
54. Seeking Substance
00:31:16
53. Finding Your Tribe
00:37:22
52. Honoring Your Self
00:33:19
51. Discovering Your Purpose
00:29:16
50. Getting Better Sleep
00:28:56
49. How to Create a 5-Year Plan
00:30:23
48. Feelings Aren't Facts
00:30:00
47. Prioritizing Peace
00:28:39
46. Managing Anger
00:22:57
45. Cultivating Confidence
00:27:57
44. Is Success Trapping You?
00:29:23
43. Letting People Go
00:29:14
42. Feeling Good Enough
00:29:37
41. Simplifying
00:28:32
40. Finding Calm
00:28:22
39. Running Late
00:27:58
38. Needing Permission
00:29:38
37. Storing Emotions
00:29:51
36. Embracing Enough
00:27:56
35. Conquering Perfectionism
00:28:58
34. Releasing Rigidity
00:29:12
33. Shifting Your Mindset
00:27:22
32. Moving to Authenticity
00:27:19
31. What’s Working, What’s Not
00:28:45
30. How to be Content
00:26:48
29. The 60 Second Rule
00:26:46
28. Finding Work You Love
00:29:27
27. Slowing Down
00:27:45
26. The Rules are Fake
00:27:02
25. Making Friends as Adults
00:28:41
24. Reclaiming Your Power
00:28:49
23. The Art of Flexibility
00:28:46
22. Are Antidpressants Worth It?
00:29:02
21. Hitting Your Limit
00:28:37
20. How to Get Rich
00:28:44
19. How to Restart Your Life
00:29:08
18. Coping Skills
00:27:25
17. Is the Law of Attraction BS?
00:27:28
16. Looking for Evidence
00:26:03
15. The Art of Vulnerability
00:31:23
14. When You’re Feeling Behind
00:31:09
13. How to Redefine Success
00:34:31
12. How To Feel Your Feelings
00:31:19
11. Is This Relationship Destroyer Hurting You?
00:33:44
10. The Art of Finding Your Daily Joy
00:29:53
9. Best Case Scenarios
00:28:19
8. Sympathy Over Solutions: A Game-Changing Communication Tactic
00:29:54
7. Power of Contrast: The strange way of turnings things around
00:28:38
6. Do You Know Who is Holding You Back? Hint: It’s not who you think…
00:28:25
5. How to Be Your Own Best Friend: A Beginner’s Guide
00:25:30
4. Secret of Life: Why something so simple is so hard?
00:29:36
3. How to Love Yourself: An Easy Way to Feel Self Love
00:30:21
2. Layers of Life: What if we’re living life the wrong way?
00:27:38
1. Fresh Starts
00:24:49
trailer Welcome to Five Year You!
00:02:33