Markets chase narratives, but ecosystems are built on infrastructure. What makes crypto work is not the token price but the systems that unlocks distribution, manage treasury and move capital seamlessly across borders.
In this episode of Unblock’d, Jemma Green sits down with Malisha Stanojević, Founder and CEO of Streamflow, a Solana-based platform powering token vesting, staking and onchain treasury operations for Web3 companies.
What began as a hackathon project evolved into critical infrastructure used by teams managing token distribution and capital at scale. Along the way, Malisha developed a clear view of what truly matters in crypto and what does not.
They discuss
Why token distribution is one of the most sensitive layers in Web3
The limits of buybacks and revenue share models
Yield bearing stablecoins and access to US Treasury returns
Why instant global payments and open financial access remain crypto’s strongest use cases
How leadership evolves from control to trust
This is a thoughtful conversation about capital, alignment and the long-term architecture of decentralised finance.
For founders, investors and builders working on Solana and beyond, it offers a grounded perspective on where real value is being created.
Connect with our host Dr. Jemma Green on LinkedIn or X.
Transcripts
Jemma (:
Malisha, welcome to Unblock'd. It's great to have you on the show.
Malisha (:
Thank you very much. you for having me.
Jemma (:
you are a founder and the CEO of Streamflow, which is a Solana based token distribution
platform, which includes I think, vesting, staking, airdrops and token management for web 3 projects. And I want to obviously talk to you about that, but I'd love to understand a bit about yourself and what had you laid into crypto and to build Streamflow firstly.
Malisha (:
⁓ yes. I mean, with these types of questions, you don't really know how far you should go with the story, but essentially ever since I've known myself, I've been like a problem solver. and I had a, a huge passion for computers and then afterwards the software ever since I was like six years old. And, essentially.
My whole path was leading towards like engineering software development And then you know solving some real problems with this tools at the end of the day like all of these are like tools some more some less sophisticated to solve some of the people problems And I don't know if you would like me to go into the you know origin story of Streamflow
Jemma (:
Yeah. I'd love to hear that. But so it sounds like you were really technically passionate from like a childhood is what you're saying.
Malisha (:
Yes. My father was working with computers among, I believe among the first people, you know, in Yugoslavia back in the day, communist Yugoslavia where this was not very popular in the 80s. And then he kind of got me into the world. I just, you know, started learning by his side and I am
forever grateful and thankful for that opportunity. But yeah, it was always doing something, fixing something, having this technical and engineering background.
Jemma (:
Yeah, so he kind of was also into similar things to you and mentored you and supported you in developing all the skills that you've got today.
Malisha (:
Well, I am very thankful actually that he didn't meddle too much. He was just supportive of all my decisions throughout childhood and while growing up and that includes like choosing a high school, choosing a university. He was just very supportive and just, you know, gave me an open path that I could walk through and build my own path.
forge my own destiny. So it's not like he was kind of pushing me in one direction or another, but I had the opportunity to just, you know, like steal the knowledge from him. And then he was supportive to just let me become what I am today.
Jemma (:
So sounds like his trust in you gave you confidence and freedom as well as those skills.
Malisha (:
Yes, and I think this is applicable not just in that parent-child relationship, but in general. mean, both of you and myself, we're leading our teams, leading companies, and you can see how people react. Different people in different ways, but very often...
I think leaders find themselves surprised when they give autonomy and trust in some of their best people and then they perform extraordinary. It's like this transition is something that was not natural to me personally, because there are different leading styles, different leading types, but for me, wanted to be on top of everything.
⁓ as a know it all and then just through time and experience learned how to trust more. And it's given great results and making my life easier as well. So lessons in there.
Jemma (:
amazing
Yeah, I think it's really about also understanding for who that's really important to. Some people want to be more led. Some people want more autonomy and freedom as well. And to understand what people want and need and try and give them that.
Malisha (:
Exactly. Yes.
Jemma (:
Would you encourage people to do software engineering today or is it a bit of a different world now with AI?
Malisha (:
⁓
That's, something that I'm still like wrapping my head around because the development is so quick. Like it's such a rapid development in the AI sector that I see people who don't have this engineering pedigree doing some magical things like creating, you know, software and doing some magical things.
But like at this point, I don't know how safe secure this software is because you're doing something and building something that you don't know for sure how it actually works. while it can be used in many different applications and use cases,
I think for like a production grade software and for building a scalable company and business out of it, there has to be some foundation there. So you actually know whatever you vibe coded and whatever your agents are doing. what are the limits and how far they can go and what are dangers and.
ard answer, but nothing is in:
Jemma (:
Yes, it seems like.
Malisha (:
wield that tool more efficiently and just use it better.
Jemma (:
Yeah, so I think what you're saying is that it makes good and experienced programmers even better. And as a business owner, that it's something that can be very helpful, but it comes with some risks, a lot of which we don't know fully about, whether the code's good, whether it could be compromised and whatnot. And for individuals that are like early on in their career,
Malisha (:
Yes.
Jemma (:
If they don't have those engineering skills, AI is not gonna replace that kind of skill. There's a skill that you need, but you're not really sure about what they actually need to learn in
Malisha (:
I
honestly don't know. It's just, it opens up so many possibilities and such a huge field for experimentation that we see. mean, we're witnessing, you you open up a Twitter or you talk to a friend or you just hear here and there that like there are these solopreneurs, so to say, just putting together the AI tools and creating something that, you know, would have taken months and,
like many professional software engineers in the past in a matter of weeks or days. you know, definitely like some, how they say, like junior software engineers would need to level up their game and the demand for like AIs replacing the demand for more and more and more engineers. But those ones that are really good will get like
5x better, 10x, I don't know, just much better.
Jemma (:
Tell us a bit about Streamflow and how you created the business and then maybe we can just touch on how you're using the AI tools in it as well.
Malisha (:
Yeah, given what I said about solving problems and being hands-on, I got into crypto when it was a bull market of 2020-2021 and everyone was talking about different tokens, know, how it can be crazy. And I was just minding my own business.
And then like I couldn't mind my own business anymore. It was just becoming overwhelming from all different sides. And then I decided to see what is it all about? What's all the fuss about? And then I saw that the whole financial system essentially is being, you know, slowly but surely replicated on the blockchain. And I asked a friend of mine who's been into crypto for years.
me. I was in, that's it. Like:
And then I found out about Solana. was, I would say back in the day was not so obvious bet, not so obvious choice. And I was just blown away how fast the blockchain is, how cheap the transactions were and how there is just this open space to build. And I applied for a hackathon.
I could barely manage to find a single person to build with me on Solana. I asked like six, seven people and they were just, I got a tap on the back, know, like good for you, go for it, but like not interested. And there's not something, you know, crazy magical story about how we decided to build Streamflow. just saw what are the top 10 projects on Ethereum.
by TVL and found one that's not on Solana. Like this thing is missing on Solana and like, let's build it as a very, very practical. And the funny thing is ⁓ we built it ⁓ as a hackathon project. And I mean, most companies and projects start by identifying a problem and demand and then coming up with a solution. Well, we had it the way around. We had a solution and we were like, okay.
Jemma (:
Very practical.
Malisha (:
this solution, what do we do with it? And then spent several months, literally talking to other founders, investors, people from the community, crypto traders here and there just doing the market research. And then we understood that this building a block that we had, we could use it replicated and build something like a full blown product.
out of it. And that's how the first use case for Streamflow, is a token investing, you know, just like companies have their shares and have equity and they have their investing schedules for investors, advisors, core team members. Well, crypto companies have the same with tokens. And essentially we built a first or among the first products on Solana for just
very streamlined, no code, automated token vesting and locks and releases. like with this product, we did our first fundraise and I mean, the rest is history.
Jemma (:
Yeah. I mean, you see that like a very sensitive layer of the stack, know, token distribution, investing, staking, treasury ops. Did you always intend Streamflow to be like infrastructure rails or did that emerge from user demand?
Malisha (:
So, we didn't know like, it's even now, like five years later, it's still experimentation in some fields, you know, while there is like, we know there is a product market fit in this area, but we also experiment with other things right here and there. And, ⁓
Back in the day, we built it in such a way that these were layers in terms of there was this smart contract program layer, then there was an SDK and an API that others can use and integrate with and build. And then there's this whole user facing application layer on top. And I mean, even now
quite a few integration partners that use our SDKs and API. So Streamflow is there like a pure infra, you know? So we did not know how it's gonna be. We just went with let's find what is demand? What can we build? What can we do with this? And how we can fulfill that demand and then expand from there,
I believe we will also cover in this interview, but like this expansion must start somewhere, you know, whether it's from the infrastructure or from the other layer and then expanding into different tasks.
Jemma (:
Yeah, I mean, at breakpoint last year in Abu Dhabi, Streamflow announced USD plus your yield bearing stablecoin backed by US Treasuries. This feels like quite a big strategic shift from infrastructure tooling to become a stablecoin issuer. What's the vision there? Are you competing with Circle and Tether?
Malisha (:
first of all, we are not an issuer ourselves. There is a whole infrastructure behind it. And M0 is doing the lion's share there of having everything aligned, compliant, working with the mentors, custodians, et cetera, et cetera. But yes,
I mean, we're seeing proliferation in stable coins and ⁓ I think Circle and Tether would not have any competitors, like any real competitors, if they just gave away some of the yield. Because as I believe you know and listeners of your podcast know, these stable coins are backed by short-term US treasury bills.
and they take all the yield for themselves, that's their business model and extremely profitable business model. And I think no one would like, you know, want to have another stable coin backed by treasury bills and give, if they were giving away the yield to their users, but they're not doing it, not even like, you know, 50%.
let alone 90 % or more of that yield. that's like one of the reasons like we wanted to just as I mentioned before, for now it's an experimentation but we are putting together plan how does this become like an all-encompassing payments platform with this yield bearing stablecoin.
during that presentation at Abu Dhabi, I also spoke about the founders who maybe don't have an access or don't have the knowledge to access some of the safe yield, Safe is a relative term, but like most of the people would agree there are no safer assets in the world than US government treasury bills.
We want to give them an opportunity to access it and not just them, like everyone else who is just eligible to earn yield.
Jemma (:
And I think, mean, you're with USD Plus, you're offering what 3.6 % APY to holders.
Malisha (:
Whatever, yes. So as of now, I would say almost all of the yield, there is some very, very tiny percentage that's being kept by the minters, the token minters. almost all of the treasury bills yield is being passed on to a holder.
Jemma (:
Apart from like competing with the likes of Circle and Tether, why do you think this is the right model for this?
Malisha (:
Yeah, because yeah, I think every,
I think every project or every Dapp that has users and that kind of own the user quote unquote, think of it, think of wallets. Yeah, think of wallets. Wallets I think are a good example. think we are coming to a point where like the crypto money becomes just money. And then
All of these dollar abstractions, when we talk about stable coins, USDC, USDT, USD whatever, are just getting abstracted and users will start seeing just the dollar sign in their applications, in their wallets. And then this technology will just...
as every other technology will get abstracted the way to make it as simple as possible for users to just interact and move the money around.
essentially, you can argue about what are all the use cases for crypto, but two of them that are very obvious to me are one, moving money around quickly and
with as few intermediaries as possible or without any intermediary. And that's a killer use case. And I believe people in like, you know, developed countries and developed world don't feel that pain. But when you need to send money back home using Western Union, that takes like 3% to 7 % And then that takes days. And then there are wire transfers that also can take days, This is a killer use case.
money just moves with a fraction of a cost and almost instantly. And the second one is the access to financial markets.
A lot of the good opportunities were just kept by gatekeepers, by institutional investors, by insiders who have knowledge and access to certain funds, opportunities, companies, Then hedge funds used to have a trading strategy. I mean, they still do have, but let's take as an example, like Delta neutral trading strategy. like...
very, very simple strategy that's been held as a secret for many years, right? But now everyone has access to it. having access to US Treasury bills is also like, you know, not something that should be kept for a limited few, but should be given.
to everyone at the end of the day. That's my core belief. And these are just the subset of examples. And what we want to achieve with USD Plus is give access to these markets. And this is just one way to do it. There are many others. Like tokenized stocks also are perfect examples, right? And everyone essentially can have an exposure. And yes, you can argue like, you know, is it synthetic? Who holds the asset? Does it pay dividend, et cetera, et cetera. But you...
Jemma (:
widely accessible.
Malisha (:
we cannot argue that everyone can have an exposure to this asset through Solana or other blockchains.
Jemma (:
Yeah, so just trying to recap what you said, Malisha You're saying that the two big use cases that you say, like that are most important, one is moving money quickly and seamlessly. And then the other one is being able to have exposure to products like the any that any kind of sophisticated investor might be able to invest in.
Malisha (:
Yeah, access. Yeah, exactly. Moving money almost for free and almost instantly globally and having access to like all of the financial opportunities that the world can offer. It's like a full democratization of financial markets. That's something that drives me personally and I think ⁓
Jemma (:
Mm-hmm.
Nice.
Malisha (:
We have benefited from it and I think I want others to benefit.
Jemma (:
Yeah, I mean, it's very inspiring vision and I can see why that, you know, motivates you. I just wanted to like ask a question about your background. It feels like there's a lot of builders in the space that come from the Balkan area. How much do you feel like there's a strong presence across the ecosystem? Do you think there's any like overlap between
Salana's developer culture being really fast and pragmatic and having these kind of first principles that you've just mentioned and the environment that you grew up in.
Malisha (:
Yeah, I think you're making like wonderful connections here and this is all at the end of the day very much intertwined in a sense that Yes, a lot of people from from Balkans are into engineering Are into software and
My view is this has been one of the few opportunities in post-communist, post-socialist Yugoslavia and then Serbia and all of Croatia and other countries as well to actually earn a decent living in like...
s and early ⁓:
essentially can do wonderful job with a lower, smaller cost than ⁓ engineers from, I would say, the more developed countries. And another aspect is, why apart from just these builders and engineers in this region, why are they drawn to crypto, in my opinion, is that the lack of
what I just spoke about, like the lack of access to financial markets. Essentially, there's no public stock exchange effectively in Serbia. like, if you had any disposable income up until several years ago, your only choice was basically a real estate. And there's this like almost a meme that like everyone is aiming to buy.
apartment in Belgrade. It's like a live goal for all the people in Serbia as an investment, as a life achievement or whatever. And it's funny and sad at the same time. So I think those are the reasons why you see so much activity in the Balkans. Solana has their own communities.
They're called super teams and like super team Balkan is among the biggest ones in the world and most active ones,
Jemma (:
Yeah, so what you're saying is that this kind of bricks and mortar because that was seen as like the gold, the safest gold in the part of the world that you come from because the economy wasn't as developed, but there was a real focus on skill acquisition and there's a very, very strong engineering culture and work ethic there.
And also what I'm hearing is like hunger for achieving things and doing things.
Malisha (:
Yes, and the limitation just makes you resourceful in terms of, you know, you have very few options and then you have to excel and create more options for yourself.
Jemma (:
Yeah, and when you talked a little bit about your style of leading as a founder and CEO of your company, how much of that is shaped by where you come from? And do you see how that background influences how you build and make decisions today?
Malisha (:
Well, in this case, I would not like to generalize. I can just speak for myself, which is that my experience has taught me to be self reliable in like all aspects of life. and this is the something that I brought with, with myself when founding a company. And that meant to be very honest, being a very, like
Jemma (:
Mmm.
Malisha (:
on top of the things and controlling. And it was something that I, yeah, just throughout the years have learned to do in a better way, not to be just on top of everything all the time. So I don't know if it's a cultural thing, to be honest. Yeah, I cannot make such a generalization.
Jemma (:
Yeah, but it sounds like in your case, and thanks for distinguishing that as well, that ⁓ being able to take care of yourself, having quite a lot of skills and being across everything. But as you've matured, that's nuanced a little bit as well to also empowering others in that regard too.
Malisha (:
Yes, yes, I that's a fair statement. think we're all always work in progress, every one of us, like until we die. And you live, learn. And my style has changed dramatically for I believe everyone in my company and around me appreciates them much more.
So yeah, don't know what else to say in the front, but I like more and more when I give autonomy to people, encourage them more, and just help them when they're stuck instead of like asking the right questions at the right time, guiding them to get to their goal and owning that goal instead of being deeply immersed in their work.
Jemma (:
Whoa.
Yeah, I I don't think it's just a fait accompli that just through getting older or the passage of time that you necessarily evolve your style. And that it sounds like what you're saying is quite like a significant shift for yourself that you like very kind of intentionally took on.
Malisha (:
And, and I mean, I'm also very curious how has your experience been in this regard? I Powerledger is, I believe it's company from like 2017 or something like that.
Jemma (:
No.
eah, we set up the company in:
Malisha (:
Wow.
Jemma (:
have the ambition and intent to be more like that. And it's something that I'm like, yeah, working on. And with some people, I found that it's much easier than others to do that with. yeah, I've got like some people in my team now that I think when you see people making decisions that
kind of align with what's fundamentally important to you, it's easier to devolve decision-making power in more absolute terms and autonomy than when you see people that are not taking account of what's important to you in how they work. So what I take from that is it's important to work with people for which there's trust around those areas so that you're able to do that and not feel like you're taking too many risks.
Malisha (:
Definitely. And like you have to know yourself, right? Because at the end of the day, I realized I cannot work with everyone. I thought that I'm like super diplomatic and can adjust and work with everyone, but the reality shows that I cannot. And it's not, even if I could, it's not the best use of my time and just abilities. So as an example,
I have realized that I'm having really hard time working with junior people, like no matter which role and how smart they are, but there are some things that when you're just at the beginning of your career that are just natural and normal that you're not excelling at them, but I just cannot, you know, function on that level and cannot.
come back to the same thing again and again and again and again until that person evolves. So what I have done is essentially I work with seniors who find joy in managing juniors and seeing a person grow.
Jemma (:
Yeah, I mean, I would echo that. I mean, I also have three kids. So I do a lot of that, you know, in my home life as well. And I find that I've got a battery for that and it gets used up for my children. But I think on top of that, what I'm hearing with what you're saying, and I feel similarly is that, you know, for me to be really in my element or flow, it's like using that bit of my brain that's really working with people that have a similar level of competency and you can
move the conversation forward that feels like it's a good use of your time.
Malisha (:
Yes. Yeah, yeah, I don't have any kids yet, but I think I'll have to like yourself. I'll have to work with juniors.
Jemma (:
Yeah.
So you're using a protocol revenue to buy back stream and distribute it to stakers. I think it's on an hourly basis. And this is like quite different from like inflationary staking models. Could you talk us through like the economics and explain if you can if it's sustainable at scale as well?
Malisha (:
Yes, I guess here to be honest is a part of the experimentation that we're talking about. Like tokens as such as this novel asset class that came out of crypto are still finding their place. Like, you know, what are they for? Are they an identity?
or for like a value representation or an entrance, you know, access to something or what are they? And I think we are evolving from this governance model where like a lot of tokens have been governance tokens, or at least they proclaim to be governance tokens. And ⁓
like we as an industry are figuring out, do we really want these tokens to be governance tokens and who is really governing the decisions and what am I entitled to, like which governance, right? Am I just entitled to some insignificant decisions or huge decisions, et cetera, et cetera? And we are seeing it, you know, every once in a while, a big protocol in there, something like, what's going on? Like Aave and... ⁓
you know, their revenue and like a labs versus Dow. ⁓ we see Jupiter stopping, some of the emissions, ⁓ restarting, know, these big, big decisions. I think the, the stream token and, these buybacks that are going on are not the final forum are not the final shape. And I believe that there has to be.
like if you really want to do it the right way and like, if you really want to have the token holders aligned with, the company and the protocol and everything, then, then there has to be some, some, ⁓ direct exposure to, to the company and to what company is doing. One way to do it is through revenue, share and buybacks for people who participate in some decision-making process. These are, stakers in our case.
The other way, and this is something that I'm really interested about is how we can actually, as an industry, go in a way, go to make these tokens like tokenized equity. To make it real share of a company, of a real company with real founders and with real rights and everything that goes along with it. I think Switzerland has a great
legislation and is at the forefront of this. But this is something that we are discovering and figuring out how to get there, how to get to that point. So people can just be more aligned and don't have to worry about the projects, rugged and just leaving and token holders getting nothing.
Jemma (:
Yeah, so it sounds like you feel like that's kind of the, direction of travel that things could go in and it's a good thing.
Malisha (:
Yes, because the thing is like to start, this is my view of course, I might be wrong, but like to do buybacks and to do a dividend payout as a traditional company, you really have to have so much money in the bank account that you don't know how to spend it better to grow the business.
And then, you know, it's time to start paying out the stakeholders. And I doubt that most of the companies are on that level. It's like, can always use that money to grow business better, to hire more people, to put into marketing efforts, to put into sales efforts, to maybe acquire a different team, a different company, to go into another.
to expand into another industry, cetera, et cetera. And only if you reach that point where you're like, okay, we really don't know what else to do with this money. Let's, you know, time to start with the buybacks and revenue share. And this is something that we are realizing as well, like in all honesty, it's like we're realizing, okay, maybe we are not that big, you know, to start doing this, but rather further down the road.
Jemma (:
Yeah, I mean, there was was a debate at breakpoint about this and whether, you know, this is there's enough transparency with it, you know, with what's happening around those like buyback and burns akin to share buybacks. And there was a lot of debate around, you know, how much transparency there is in normal like equity markets versus crypto markets and whatnot.
Malisha (:
Hmm.
What is your take on this and is there some analogy that you can draw from the power ledger and the token itself?
Jemma (:
Well, not so much for us, although we have done quite a few buybacks, like just at the equity level within the company. But as far as tokens go, I mean, and how it would compare to say, like public stocks. I mean, you could get authorization and companies do that to be able to do that. And they just sit on it don't do anything with it. So they've kind of got an option to do it. You don't really know what's gonna happen there.
So even though they have to disclose their intent to do it, the actual execution of it is left at their discretion. And buybacks within crypto, think, represent a very, like a buyback and burns. think they represent a very small percentage of the total ecosystem. And I probably come back to your earlier, the point that you made around experimentation. I think we're still very early in this and certainly more transparency around
what is happening is important. And you don't want people trading ahead of the market because they know what's going on. And it's just not good for the integrity of the ecosystem. having said that, there's a lot we just don't know and you won't know until you try it. And I don't think necessary equity markets have all the answers either. There's a lot of shenanigans that goes on there too. So I don't think they're the exemplar.
Malisha (:
Mm.
Jemma (:
Yeah, I think that yes, what we're working on, as you've also said, is kind of like, you know, the new financial system, but I don't think it's necessarily, we should just make it all just a, you know, a web three replica. So yeah, I think where there's more at stake and you start to see the things that go wrong, might go wrong, actually go wrong, then you can put in some more guard rails, but
Malisha (:
Mmm.
Jemma (:
I think it's a legitimate approach. yeah, but when you see the market selling down like tokens, you know, from burn programs or, you know, distributions, it's saying that they don't necessarily have confidence in those decisions. And that's an interesting signal, I think, from the market as well. Like, you know, should the companies keep the assets and deploy them, but maybe the ecosystem is not big enough to do that.
Malisha (:
Yes.
Jemma (:
So burning it makes more sense because actually doing distributions doesn't necessarily enhance the overall picture of the project. yeah, I don't think it's a one size fits all approach and I feel like it's bit of succotency.
Malisha (:
There is no definitive answer yet still. We saw it in a few, if you saw that, but helium stopped their buybacks, I believe in January, because when you just see at the market, it doesn't have the effect that they wanted. It's like there was supposed to be a lot of
Jemma (:
Yeah.
Only.
Malisha (:
demand coming from this, but you just the supply is so overwhelming that it paints a terrible picture. ⁓
Jemma (:
Yeah,
the economic theory isn't born out. And so yeah, they've understandably changed approach. I wanted to talk a bit about maybe like experimentation or even things that you're working on that are not necessarily experimental, but you're just excited about like, what's one thing you're working on right now that you're most enthusiastic about that you could actually talk about?
Malisha (:
Let me see what is it I could talk about
Well, ⁓ I think it ties to like what I was discussing ties all back to these use cases that I truly wholeheartedly believe are the real and good use cases for crypto. And that is money moving around quickly and cheaply and having access to financial market. So for Streamflow, means
just expanding from this infra layer and this stack that provides tooling and just the token management operations into, well, we will see, but one direction is more bank-like features. So like a business banking accounts.
and built on primarily unstable coin rails and ⁓ allowing businesses, not necessarily only web three crypto businesses, but other businesses as well to benefit from it and have their place where they manage treasury, where they earn yield on options that several options they have they're like curators that kind of pick and choose these options.
to present it to companies and then companies themselves decide whether they're going to put their money or treasure into T-bills or into Delta Neutral Strategy or into Borough Land on some of the protocols, and then manage their expenses from there. So that's one direction that's super interesting to me. The other one is what we just spoke about, which is like, how can there be more alignment?
between token holders and the company, the team running the operations and everything which we're researching to figure out how can we make that happen through this tokenized equity. And essentially there is this catchphrase like to launch publicly on chain. Like how can we make that happen?
Jemma (:
Yeah, it's very exciting prospect. And the first idea that you shared sounds like it's, yeah, it's about having ⁓ all the products in a way that, you know, from a user experience is very easy to see how do I allocate my portfolio and actually implement that and see how it's performing as well, probably.
Malisha (:
Yeah, definitely. But we're taking an angle given our existing customer base and the experience, the knowledge and the brand, we're taking a B2B angle in all of our work. How can startups who have raised whatever amount better manage their treasury and their operations and how can we help them with that? Not just with one aspect of it, but from the get go, once they raise.
Jemma (:
Thank you.
Malisha (:
And the second is how can anyone launch a company? I mean, that's the end goal. Like anywhere in the world, launch a company that's legit, is compliant, has all the right pieces put in place and everyone else can actually get an access to invest in that company through
through a token ideally, ideally through a token.
Jemma (:
Yeah. So it's really like democratization of investment using web three and also like of new company creation and new value creation as well.
Malisha (:
Yes.
Jemma (:
Awesome.
Malisha (:
not, I think it's, these are, these are just, you know, huge, opportunities. And they might not be how they say super avant-garde, you know, like something that's extraordinary, something that's revolutionary, but like, how can this be done much better with the technology that we have giving access and managing funds much, better.
Jemma (:
Yeah, I I would maybe just disagree with you slightly that I think doing that is quite revolutionary. yeah,
Malisha (:
I meant
more like it's not a novel use case. It's not like we are using cryptic to, I don't know, go to Mars. It's like we want to use Web3 and CryptoRails to build better companies And to allow more people to invest in those companies.
Jemma (:
Yeah.
Yeah. What would be your favourite Solana project that's not Streamflow?
Malisha (:
Good one. I would say it would be Solflare as a wallet. I'm looking at it from a founder and business perspective, think it's absolutely, it's a beast of a project it's becoming like a one-stop shop for an individual to have their...
access and gateway to crypto without needing anything else but their offering. So I like that, how they say, vertical integration of the businesses where they own the end user, own the end user, and then the end user is provided with the best experience without needing to leave their product.
Jemma (:
Melita, maybe you could tell us like your song you're listening to the most at the moment or your favourite song of the moment.
Malisha (:
I love to listen to these just, how do you pronounce, like binaural beats, right? These are like the frequencies without any words, they certain state of mind, like focus, motivation, drive, and then I don't want to like...
Malisha (:
by not by any means, like a referral or anything like this, but I'm using brain.fm and, ⁓ you just can choose whether you are doing like a light work, deep work, you know, we need some motivation.
⁓ And then these are the frequencies that have no words, different types of music. can be acoustic, it can be classic, it can be, you know, electronic music. But these are the frequencies that just put you in the right state of mind to do what you need to do. That's, you know, the general music that I'm listening to when I'm working throughout the day. On a side note, I started learning Russian as a ⁓
as a hobby because it's very similar to Serbian. And I started listening to Russian music just because to learn the language better. So there is this song that I like, but I don't like, mean, it's in Russian and I don't believe that most of your listeners don't understand Russian.
Jemma (:
I'll be.
Thank you.
so have you got a Russian song you could tell us about?
Malisha (:
Yeah, yeah, it's a very like, you know, a girl likes a boy. The others are telling her that he is not the right for her, but she still likes him, irregardless of all of that. So nothing too deep, but it's just so catchy that like, I love it.
Jemma (:
Right.
Very sweet. I am, I live in Switzerland and I've just started learning Swiss German as opposed to just high German. And I've also been listening to Swiss German songs to, yeah.
Malisha (:
So there is a
difference. I didn't know that.
Jemma (:
Yeah, it's a very big difference. Yeah, ⁓ I started learning Swiss German just like in December last year and I've made more progress with that than I did with German prior. But I think, yeah, it's one of those things.
Malisha (:
but you do speak German.
The songs are the way. mean, just you listen to the songs and they just help so much.
Jemma (:
It's so true. Malisha, it's been a real pleasure to have you on the show and to talk with you. Thank you so much for your time. It's great to hear about your background and how that influences your work today, both from your father and culturally coming from the Balkans and how you've evolved your leadership style over the years, as well as what your vision
Malisha (:
bike rides.
Jemma (:
in moving money around and in a very low cost and a fast way and also allowing everyday people to have access to invest in things and yeah, creating tools that solve what seem like very boring problems but are actually very empowering solutions. So it's been really interesting for me to speak with you. Thank you again.
Malisha (:
Thank you very much for having me and I'm looking forward to chat again, maybe in person in Switzerland when I drop by.