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Pulling Back the Budget Curtain: An Insider Invite
Episode 1917th March 2026 • The Money Clarity Podcast • Lindsey Ciarrocca
00:00:00 00:06:23

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Have you ever wondered what a money coach actually does when life gets messy, groceries get expensive, and the "head trash" starts to kick in?

We see the polished highlight reels everywhere online: the perfect YNAB budgets, the debt payoff celebrations, and the dream vacations. But as I always say, money is a journey, not a box you check and forget. It’s a lifelong process of growth, and that includes me, too!

In this episode, I’m sharing a special invitation to something I’ve never done before. I’m pulling back the curtain on my life, my business, and everything in between for The Exuberant Elephant Insider Week.

I’ve created a live Google Doc where I’ll be documenting the "messy middle" in real time. No filters, no "picture-perfect" spreadsheets—just the real work of navigating money mindset, business goals, and yes, probably some cat-related budget categories.

RESOURCES MENTIONED IN THIS EPISODE:

Join The Exuberant Elephant Insider Week: https://theexuberantelephant.kit.com/insider

Learn more about The Empowered Money Circle: theexuberantelephant.com/membership



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❇️ Join The Empowered Money Circle on Skool! ❇️

https://www.theexuberantelephant.com/emc


🟪 FREE RESOURCES: https://www.theexuberantelephant.com/downloads

🟪 EVERYTHING PAGE: https://www.theexuberantelephant.com/everything

🟪 BLOG: https://www.theexuberantelephant.com/blog-home


➡️ Try YNAB for FREE for 34 days: https://theexuberantelephant.com/ynab (affiliate link)

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DISCLOSURES

By using the affiliate links above, I may earn a small commission if you decide to purchase anything. Thank you for your support :-)


YNAB Disclosure: I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or affiliates.

Transcripts

Lindsey:

Hello everyone, and welcome back to another episode of the Money Clarity

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Podcast, and I have a little bit of a

different episode for you this week.

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I have a few updates and then an

invitation to something fun that

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I'm doing for the next seven days.

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But first I wanna start with a question.

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Have you ever wondered what a money

coach actually does when life gets messy

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and groceries get expensive and all

of that head trash starts to kick in?

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I've mentioned this before,

but money is a journey.

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Money is a process.

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Unfortunately money is not anything

that you're ever going to be able

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to check a box and say, I'm done.

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I'm complete.

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I have checked all of those things off.

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Money is a journey.

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Money is a process.

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It is a lifelong process.

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And we are all going to always

be on this journey to continually

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improve our relationship with money.

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And that includes me.

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You know, so often we see.

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The polished highlight reels

online, whether that's a beautiful

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budgeting spreadsheet or, oh, look

how much money I've saved, or how

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much debt I've paid off, or just

this beautiful vacation I'm on.

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Whatever the industry is, it's

always the highlight reels, right?

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We rarely see the messy middle.

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So for the next week, I am going

to be doing something fun and I'm

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pulling back the curtain on my life

business and everything in between,

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for a special thing that I'm calling

the Exuberant Elephant Insider Week.

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So how it works is I've created a Google

Doc and by the time you hear this tomorrow

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morning, it will be live and you will be

able to see me documenting in real time

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what's going on in my life and business.

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And again, it's not a highlight reel,

it's me sharing the things I'm working

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on, the things I'm struggling, the money

mindset, issues that might come up,

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things I'm working on in my business,

anything pretty much anything's fair game.

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So you'll be able to follow along as I

navigate that head trash as I work on

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my business working towards some of the

goals that I'm working on this year.

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Uh, in my membership this month,

the focus is grocery, your grocery

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budget and your dining out budget.

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And for every single client I've ever

worked with, that has been their biggest.

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Struggle category.

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So this month the focus is I'm gonna

share all my tips and tricks and

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recipes about how I make this area

of my life just a little bit easier.

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So yesterday I filmed a meal planning

how to video of how I go about my

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meal planning for the week, and I

just shared that in my membership

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yesterday, and I will be sharing

that in this Google Doc as well.

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So you'll get to see that again,

all the things that come up for

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me personally in my business.

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Life, all the things.

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So it's not a polished spreadsheet.

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Spreadsheet, it's not a

picture perfect YNAB budget.

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It's just me.

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It don't just be me.

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All the ridiculous budget, fun

cat nerdiness there is to be.

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Had, it'll be there.

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All right, so this is a free thing that

I'm doing, so you can find the link

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in the show notes to sign up for this.

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You can go ahead and just pop your

name and email address in, and I

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will send you the Google Doc for it.

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And the reason I'm doing this is because

I want to show you that financial

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confidence and even confidence for your

business isn't about being perfect.

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Again, it's a process.

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You can even ask me questions directly

in the comments of this document as

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we work, as I work throughout my day.

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As I go through, you can comment and,

and ask questions as we go along.

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The other reason I want to share

a little bit on the inside of the,

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of my life and business is because

the podcast is going to be going on

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a break after next week's episode.

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So, like I mentioned, my membership

I have been focusing on for the last

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couple months and I want to really lean

in to my members who are in there and

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pour all of my energy into continuing

to help them make the shifts they need

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to live their greatest life and achieve

their own financial goals and dreams.

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So I'm gonna take a little bit

of a break from the podcast.

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It will be back, it will likely be back.

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Can't ever promise anything but.

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Um, so I just wanted to

let you know that as well.

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All right, so one final thing to

note is the membership itself,

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the Empowered Money Circle.

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It's, that is my core membership

that I'm focusing on right now.

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And if you've been sitting on the

fence, maybe wondering if the Empowered

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Money Circle is right for you.

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This is a, this insider week

is a little bit of a chance

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to get to see how things work.

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And how I coach clients

inside the membership.

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So go ahead and sign up for free

to get the link to the Google Doc.

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And the final thing for this

week is the founding member rate

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for the Empowered Money Circle

will be going away on April 1st.

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It is currently as of the.

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The rest of March,

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If you join before the end of the

month, the price will be increasing

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to $39 a month on April 1st.

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So I will leave that link in

the show notes for you as well.

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If you're interested in checking out

the Empowered Money Circle, you can

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also try it for free for seven days

before you decide if it's right for you.

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That link will of course be in the

show notes for you as well, and go

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ahead and hop into the insider week.

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I can't wait to see you there.

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And otherwise, I hope you have

a fabulous rest of your week.

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I will see you on inside the

Insider Week, and hopefully

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inside the Empowered Money Circle.

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I will talk to you next week.

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